Fomm the Huffington Post we get this headline:
BofA, Wells Fargo, Citigroup Left TARP Early To Avoid Restrictions On Executive Pay, Report Finds
"In the wake of the financial crisis, a number of the nation's largest banks were excused from the government's rescue program before they had returned to a position of complete financial security -- in part because they wanted to avoid restrictions on how much their executives would get paid..."
How dry do the banks want to suck the well dry? Pull your account from banks charging these fees. You have the choice!